Building Relationships, Committed to You

My name is Jim Joseph and I’m a mortgage professional with over 20 years of experience in financial services.

I’ve been through the mortgage process – multiple times. And after having both negative and positive experiences during this process, which often seems daunting to homeowners, I wanted to serve others and help them achieve one of the greatest goals of many families: home ownership. My goal is to provide a seamless process and enjoyable experience for you.

Jim Joseph, Mortgage ProfessionalBuilding community and sustaining relationships is important to me; I do this through my mortgage business in assisting my client’s financial goals.

My family and I live in Murray Hill, New Jersey,  and I love watching my kids embrace life through sports and leadership clubs in town.

I have a deep commitment to working within the community to build an environment that supports their continued growth and development. This is only possible when that commitment is extended to include others; thus, it is important to me to participate in town.

I currently serve as a board member of the Berkeley Heights Education Foundation and am a founding member of Berkeley Heights Diversity Council. In addition, I am a member of the New Providence Lions Club and New Providence Diversity Committee.

Family is important to me and I know many who are purchasing homes have family and/or loved ones in mind, including when it’s a family of one. My communication strengths and background in finance, combined with my passion for helping people, will be the key helping you attain the most important asset in life.

Thank you,


New Jersey Licensed Mortgage Originators NMLS # 274724

I was referred to Jim by a really close friend. I must say, that searching for a home can be very challenging mentally, emotionally and physically. We searched for almost a year and came close to throwing in the towel. Fortunately, working with a Mortgage Professional like Jim who I now consider a dear friend, was there to help us push through every moment. He made himself available even in the most impossible situations.

During a major life transition like a move, you’ll need someone AVAILABLE, RELIABLE, and TRUSTWORTHY. Aside from these key qualities you’ll be at the mercy of a very demanding and unpredictable market.

Work with this guy… He won’t lie to you EVER… Even when you might not want to hear it 

Andy Mathurin

Jimmy is a clear cut professional and was extremely helpful throughout the process. He knows the market very well and was able to make suggestions on how to select the loan that was most advantageous for my situation. I didn’t have 20% to put down and he still got me an unbelievable rate! Beyond his knowledge and dedication to get his clients the best rate, he went above and beyond to assist me whenever I had questions or to walk me through certain aspects of the process. He even scanned in some documents for me and called the loan processor on numerous occasions to ensure everything was on schedule for my closing. He’s pleasurable to work with, honest, and cares deeply about his clients getting the best deal and their experience working with him. I would highly recommend working with him in the event you don’t want to deal with the big banks who will just treat you like a number. Jimmy works with you, for you, and treats you like family!

Brittany Lane